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Possible Evolutions in AI Models

In: Artificial Intelligence and Credit Risk

Author

Listed:
  • Rossella Locatelli

    (University of Insubria)

  • Giovanni Pepe

    (KPMG Advisory)

  • Fabio Salis

    (Credito Valtellinese)

Abstract

This chapter describes the possible evolution of AI models in the credit risk of tomorrow, evaluating the Regulatory position with respect to the implementation of such techniques with reference to the credit risk assessment, the position of the players in the market, the evaluative economic and macroeconomic environment. Also, an analysis of the outcomes of the AI models is reported, detailing the main aspects concerning ethics, transparency discrimination and inclusion.

Suggested Citation

  • Rossella Locatelli & Giovanni Pepe & Fabio Salis, 2022. "Possible Evolutions in AI Models," Springer Books, in: Artificial Intelligence and Credit Risk, chapter 0, pages 81-91, Springer.
    • Handle: RePEc:spr:sprchp:978-3-031-10236-3_5
    DOI: 10.1007/978-3-031-10236-3_5
    as

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