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Affordable Housing in Pakistan: The Policy and Institutional Imperatives

In: Accessible Housing for South Asia

Author

Listed:
  • Nasir Javed

    (Urban Development Specialist)

  • Syeda Sani-e-Zahra Naqvi

    (Urban Development Specialist)

Abstract

SeveralAffordable housing studiesPakistan have been done on issues about the housing sector, and mostly have identified the policy and institutional constraints that negatively impact the provision of a balanced housing marketHousing market. Unless the landLand and housing marketHousing market sector are thoroughly reviewed and its policy and institutional imperatives addressed, the affordability gap would always be there. Some of the key policy issues that negatively impact the affordability index are lack of a sound system of urban landUrban land records, archaic city master plans, building regulations that favour sprawl and low-rise developments, incentives for investing in landLand and disincentives for rental housing, very low financing by the banks, lack of a mortgage market and ill capacitated regulators etc. This chapter looks at some of these key policy and institutional issues that impact the housing marketHousing market, analyses with data and recommends key interventions that can lead to smart and dense cities with affordable housingAffordable housing for all sections of the society. It keeps in view the frameworks provided by the UNHABITAT, the World Bank and the recommendationsRecommendation made at several forums by the international development organizations in coming forward with several definitive recommendationsRecommendation.

Suggested Citation

  • Nasir Javed & Syeda Sani-e-Zahra Naqvi, 2022. "Affordable Housing in Pakistan: The Policy and Institutional Imperatives," Springer Books, in: Amitabh Kundu & Tomaz Ponce Dentinho & Habibullah Magsi & Kanika Basu & Sumana Bandyopadhyay (ed.), Accessible Housing for South Asia, chapter 0, pages 225-242, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-88881-7_12
    DOI: 10.1007/978-3-030-88881-7_12
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