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Regulatory Framework of the Consumer Credits Market in Europe

In: Consumer Credit in Europe

Author

Listed:
  • Maria Lissowska

    (Warsaw School of Economics)

Abstract

This chapter explains the role of law in the finance sector, focusing in particular on European law protecting consumers in this sector. It describes the principal legislation for the consumer credits market, namely the Consumer Credits Directive of 2008. It presents the history of its introduction and the level of compliance of market players with this legislation and possible reasons for incomplete compliance. It describes also the relevant elements of some other European legislation relevant for shaping the consumer credits market (Distance Marketing of Financial Services Directive, Directive on Residential Credits, Directive on Unfair Contract Terms and Directive on Unfair Commercial Practices). Following on from chapter three presenting the challenges of technological and organizational changes ongoing on the European consumer credits market it indicates the expected adjustments to laws regulating this market.

Suggested Citation

  • Maria Lissowska, 2021. "Regulatory Framework of the Consumer Credits Market in Europe," Springer Books, in: Consumer Credit in Europe, chapter 0, pages 57-89, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-88231-0_4
    DOI: 10.1007/978-3-030-88231-0_4
    as

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