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Trends and Role of Consumer Credits in the European Economy

In: Consumer Credit in Europe

Author

Listed:
  • Maria Lissowska

    (Warsaw School of Economics)

Abstract

The objective of this chapter is to explain how consumer credits evolved in Europe during the last 20 years (between 2000 and 2019) and what role they have played for the economy as a whole. While being of much smaller size than mortgage credits, they contributed to economic growth via boosting expenditures for consumption. They filled the gap between the incomes of the population and their need (or wishes) to consume. But this type of credit being easy to rise and to shrink, has contributed also to fluctuations in economic growth and over-indebtedness.

Suggested Citation

  • Maria Lissowska, 2021. "Trends and Role of Consumer Credits in the European Economy," Springer Books, in: Consumer Credit in Europe, chapter 0, pages 5-30, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-88231-0_2
    DOI: 10.1007/978-3-030-88231-0_2
    as

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