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Risks of P2P-Lending in Russia in Response to COVID-19

In: Post-COVID Economic Revival, Volume I

Author

Listed:
  • Anastasia V. Uvarova

    (Let Me Pay LLC)

  • Maxim I. Inozemtsev

    (MGIMO University)

Abstract

This chapter, “Risks of P2P-Lending in Russia in Response to COVID-19,” covers the risks arising in the sphere of crowdlendingcrowdlending relations, where the person attracting investments and the investor are individuals (also known as relations on mutual lendingmutual lending between individuals, consumer p2p lending), that is some individuals lend to other individuals through special Internet sites, where persons attracting investments (borrowers) place their applications for obtaining financingfinancing from investors (lenders) for a specific period and at a specific interest rate. The theme of risks in the sphere of mutual lending is becoming even more relevant in the context of a pandemic situation due to the fact that many people are losing their jobs and are forced to use alternative sources of financing, and there is still no proper regulationregulation.

Suggested Citation

  • Anastasia V. Uvarova & Maxim I. Inozemtsev, 2021. "Risks of P2P-Lending in Russia in Response to COVID-19," Springer Books, in: Vladimir S. Osipov (ed.), Post-COVID Economic Revival, Volume I, chapter 0, pages 361-375, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-83561-3_25
    DOI: 10.1007/978-3-030-83561-3_25
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