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East Asia and East Africa: Different Ways to Digitalize Payments

In: Digitalization and Firm Performance

Author

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  • Qing XU

    (Université Côte d’Azur-GREDEG-CNRS)

Abstract

Financial digitalization has led to a global payment revolution. M-payment is one of the essential digital payment methods, and it increases the efficiency of financial and economic activities, especially in developing countries. This chapter presents different development paths and adoption models of m-payment in East Asia and East Africa. China and South Korea are examples of third-party platform-led mobile payment models; Japan is an example of a bank-based mobile payment model; while East African countries originally implemented a mobile operator-led model, before moving toward a hybrid model with the greater involvement of banks and mobile operators. The chapter rounds off with some concluding remarks and reflections on other world regions.

Suggested Citation

  • Qing XU, 2022. "East Asia and East Africa: Different Ways to Digitalize Payments," Springer Books, in: Milena Ratajczak-Mrozek & Paweł Marszałek (ed.), Digitalization and Firm Performance, chapter 0, pages 219-249, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-83360-2_9
    DOI: 10.1007/978-3-030-83360-2_9
    as

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