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The Challenges and Competitiveness of Fintech Companies in Europe, UK and USA: An Overview

In: The Palgrave Handbook of FinTech and Blockchain

Author

Listed:
  • Roman Matousek

    (Queen Mary University of London)

  • Dong Xiang

    (Shandong Normal University)

Abstract

This chapter focuses on the challenges and opportunities of Fintech companies. The authors show how digitalisation is galloping to every business area and in particular in financial sector. It is further argued that the implementation of technological changes is driven by customers demand that is influenced significantly by millennium generation. The changes of the banking sector and its products are distributed across all bank’s activities: retail banking including progressively expanding mobile banking, wholesale banking and of course insurance companies and their use of blockchain.

Suggested Citation

  • Roman Matousek & Dong Xiang, 2021. "The Challenges and Competitiveness of Fintech Companies in Europe, UK and USA: An Overview," Springer Books, in: Maurizio Pompella & Roman Matousek (ed.), The Palgrave Handbook of FinTech and Blockchain, edition 1, chapter 0, pages 87-107, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-66433-6_5
    DOI: 10.1007/978-3-030-66433-6_5
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