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Managing Credit and Debt

In: Teachers Can Be Financially Fit

Author

Listed:
  • Tawni Hunt Ferrarini

    (Lindenwood University)

  • M. Scott Niederjohn

    (Lakeland University)

  • Mark C. Schug

    (University of Wisconsin–Milwaukee)

  • William C. Wood

    (James Madison University)

Abstract

Through his job in the school district office human resources department, Jose has encountered a disturbing number of teachers in his district with substantial credit issues or even judgements applied to their paychecks. This chapter introduces the basic concepts around credit asking the provocative question, “Is credit from heaven or hell?” The common forms of credit are reviewed, the process for applying for credit is explained and credit scores and reports are also demystified. Jose believes that if every teacher in his district had access to this important information early in their teaching careers many would be more successful financially.

Suggested Citation

  • Tawni Hunt Ferrarini & M. Scott Niederjohn & Mark C. Schug & William C. Wood, 2021. "Managing Credit and Debt," Springer Books, in: Teachers Can Be Financially Fit, chapter 6, pages 61-70, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-49356-1_6
    DOI: 10.1007/978-3-030-49356-1_6
    as

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