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Household Consumer Credit Demand

In: Consumer Credit in Europe

Author

Listed:
  • Daniela Vandone

    (Department of Economics, Business and Statistics)

Abstract

Since the mid 1980s consumer credit has grown rapidly in most European countries. However, the amounts borrowed by households as a proportion of income differ widely from country to country. These differences can be ascribed to a variety of factors, some of which have been extensively analysed in the literature,1 that influence the demand for and supply of credit and, consequently, the size of national household credit markets. In this chapter we will examine, through the use of macroeconomic data, the evolution of national consumer credit markets. We will then analyse the social, demographic and economic characteristics of indebted households based on information available from national surveys carried out periodically by National Central Banks and/or statistics institutes.

Suggested Citation

  • Daniela Vandone, 2009. "Household Consumer Credit Demand," Contributions to Economics, in: Consumer Credit in Europe, chapter 0, pages 23-44, Springer.
    • Handle: RePEc:spr:conchp:978-3-7908-2101-7_3
    DOI: 10.1007/978-3-7908-2101-7_3
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    Cited by:

    1. Milan van den Heuvel & Benjamin Vandermarliere & Koen Schoors, 2019. "The Asymmetric Response Of Consumption To Income Changes And The Effect Of Liquid Wealth," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 19/958, Ghent University, Faculty of Economics and Business Administration.

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