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The Demand for Microinsurance Products Against Disaster Risk

In: Natural Disasters and Individual Behaviour in Developing Countries

Author

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  • Oliver Fiala

    (TU Dresden)

Abstract

This chapter introduces microinsurance as a promising and rapidly growing instrument of disaster risk management in developing countries. Following a comprehensive overview of the individual determinants of insurance demand, the relationship between disaster experience and the demand for microinsurance will be analysed in detail. Using results from a discrete choice experiment, empirical evidence will be presented to explain the demand for microinsurance, highlighting the role of risk behaviour, trust and risk exposure.

Suggested Citation

  • Oliver Fiala, 2017. "The Demand for Microinsurance Products Against Disaster Risk," Contributions to Economics, in: Natural Disasters and Individual Behaviour in Developing Countries, chapter 0, pages 85-146, Springer.
    • Handle: RePEc:spr:conchp:978-3-319-53904-1_4
    DOI: 10.1007/978-3-319-53904-1_4
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