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Principles and Practices of Mutual Insurance, 1550–2015

In: Mutual Insurance 1550-2015

Author

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  • Marco H. D. Leeuwen

    (Utrecht University)

Abstract

This chapter summarizes the track record of mutual insurance from 1550 to the present. We ask: How did micro-insurance work? Why did it work? Under what conditions can it still work today? In answering these questions we consider issues of continuity and discontinuity over the centuries, determinants and preconditions of mutual insurance, past and present, as well as the consequences for those covered and for society at large. We argue that it is wasteful to allow the tradition of mutualism to be lost without adequate recognition of its past importance (flaws included), careful consideration of its present performance (even if limited), and an imaginative assessment of what we might make of it today, and in the future.

Suggested Citation

  • Marco H. D. Leeuwen, 2016. "Principles and Practices of Mutual Insurance, 1550–2015," Palgrave Studies in the History of Finance, in: Mutual Insurance 1550-2015, chapter 6, pages 247-279, Palgrave Macmillan.
    • Handle: RePEc:pal:psitcp:978-1-137-53110-0_6
    DOI: 10.1057/978-1-137-53110-0_6
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