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The Era of the Guilds: Mutual Insurance 1550–1800

In: Mutual Insurance 1550-2015

Author

Listed:
  • Marco H. D. Leeuwen

    (Utrecht University)

Abstract

This chapter traces mutual insurance, mainly that provided by the guilds in the Netherlands, from the earliest date the sources allow (1550) to the dissolution of the guilds (c. 1800). It traces the number of schemes, their type (for burial, sickness, old age, or widowhood), and their nature in terms of premiums, conditions of eligibility, and allowances. It also deals with how and why these schemes originated, and how they were able to sustain themselves—notwithstanding the perennial problems of correlated risks, moral hazards, and adverse selection. We discuss the micro-nature of the schemes, their place in the world of the artisan and in the political economy and the mixed economy of welfare. We discuss, too, the social component of those schemes.

Suggested Citation

  • Marco H. D. Leeuwen, 2016. "The Era of the Guilds: Mutual Insurance 1550–1800," Palgrave Studies in the History of Finance, in: Mutual Insurance 1550-2015, chapter 2, pages 17-82, Palgrave Macmillan.
    • Handle: RePEc:pal:psitcp:978-1-137-53110-0_2
    DOI: 10.1057/978-1-137-53110-0_2
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