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Digital Financial Inclusion in the Fourth Industrial Revolution

In: Digital Financial Inclusion

Author

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  • David Mhlanga

    (University of Johannesburg)

Abstract

This chapter discusses what it means to have digital financial inclusion in the context of the Fourth Industrial Revolution. The term “digital financial inclusion” is defined as the utilization of low-cost digital tools to offer formal financial services to demographic groups that are underserved or financially excluded. One approach to characterize it is for the excluded or underserved individuals having broad access to and usage of formal financial services through digital means. This chapter is premised on the assumption that talks about how to encourage those at the base of the economicEconomics pyramid to engage in the financial activity must increasingly address the importance of digital financial inclusion. This idea is the premise upon which this chapter is built. The chapter goes into detail about the tools and the many different components of digital financial inclusion. It also goes over the many instruments that are used for digital financial inclusion. The chapter discusses not only the function of digital financial services but also the providers of those services.

Suggested Citation

  • David Mhlanga, 2022. "Digital Financial Inclusion in the Fourth Industrial Revolution," Palgrave Studies in Impact Finance, in: Digital Financial Inclusion, chapter 0, pages 117-136, Palgrave Macmillan.
    • Handle: RePEc:pal:psifcp:978-3-031-16687-7_7
    DOI: 10.1007/978-3-031-16687-7_7
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    Cited by:

    1. Godfred Anakpo & Zizipho Xhate & Syden Mishi, 2023. "The Policies, Practices, and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of the Developing Economy," FinTech, MDPI, vol. 2(2), pages 1-17, June.
    2. repec:fst:rfsisf:v:8:y:2023:i:14:p:143-164 is not listed on IDEAS

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