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Information TechnologyInformation Technology in Banking System

In: Banking Reforms in India

Author

Listed:
  • T. R. Bishnoi

    (The Maharaja Sayajirao University of Baroda)

  • Sofia Devi

    (The Maharaja Sayajirao University of Baroda)

Abstract

Over the last few decades, technology has enabled banking sector to go beyond its traditional role and services provided. Role of technology, its spread and intensity is witnessed in the electronic mode of banking sector. It examined technology use in Indian banking industry and its impact on overall performancePerformance of its functioning in recent decades. Correlation between technology and productivity ratios produced statistically significant values. For the ratio of interest cost to total assets, statistically significant results were obtained but coefficients do not have theoretically expected signs. The study might be a useful general understanding of the effects of technological-based digital banking in India.

Suggested Citation

  • T. R. Bishnoi & Sofia Devi, 2017. "Information TechnologyInformation Technology in Banking System," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Banking Reforms in India, chapter 0, pages 211-223, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-3-319-55663-5_8
    DOI: 10.1007/978-3-319-55663-5_8
    as

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