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Defining a Business Model in Banks

In: Banking Business Models

Author

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  • Rym Ayadi

    (City University of London)

Abstract

The business model is multi-faceted and a complex concept. It is a relatively new concept and is ill defined in banks but is widely used by scholars and policy analysts when assessing these institutions. This chapter proposes a definition of a bank business model: the A/F—Activity/Funding definition. First, it provides an overview on the business model concept and a bank in the literature. Second, it exposes the definition proposed by the author of what a business model is in banks and other similar institutions.

Suggested Citation

  • Rym Ayadi, 2019. "Defining a Business Model in Banks," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Banking Business Models, chapter 0, pages 21-38, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-3-030-02248-8_3
    DOI: 10.1007/978-3-030-02248-8_3
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