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Intangibles in the Assessment of Creditworthiness

In: Non-Knowledge Risk and Bank-Company Management

Author

Listed:
  • Vincenzo Formisano

    (University of Cassino)

Abstract

The entry into force of the Basel II capital adequacy of banks, was accompanied by the adoption of more sophisticated systems for assessing the creditworthiness of companies. The Committee on Banking Supervision, in response to the globalization of the financial market, deemed that there was a need to ensure the stability of the banking system and to change business banking,1 based on mutual trust, comprehensive and real, to be updated continuously and bound to the actual ability to generate an income, from the perspective of future growth and not just the short-term goals of the beneficiary.

Suggested Citation

  • Vincenzo Formisano, 2016. "Intangibles in the Assessment of Creditworthiness," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Non-Knowledge Risk and Bank-Company Management, chapter 5, pages 129-166, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-1-137-49713-0_5
    DOI: 10.1057/9781137497130_5
    as

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