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Social Lending in Europe: Structures, Regulation and Pricing Models

In: Crisis, Risk and Stability in Financial Markets

Author

Listed:
  • Mario Torre
  • Fabiomassimo Mango

Abstract

Social Lending (SL)1 links borrowers and lenders on website markets, creating virtual financial communities. SL is in fact an alternative credit market that uses website platforms to link borrowers and lenders without the interpolation of traditional financial intermediaries.

Suggested Citation

  • Mario Torre & Fabiomassimo Mango, 2013. "Social Lending in Europe: Structures, Regulation and Pricing Models," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Juan Fernández Guevara Radoselovics & José Manuel Pastor Monsálvez (ed.), Crisis, Risk and Stability in Financial Markets, chapter 6, pages 116-155, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-1-137-00183-2_7
    DOI: 10.1057/9781137001832_7
    as

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