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The Road Ahead: A Platform for Microfinance

In: Microfinance

Author

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  • Mario Torre

Abstract

Microfinance has changed dramatically over the last few decades. These changes have affected beneficiaries, products and practitioners. The shift from microcredit, intended for the ‘poorest of the poor’, to microfinance, allocated to all victims of financial exclusion, has created a different microfinance pattern. New customers have introduced new needs, and new needs have brought about new financial products offered not only by NGOs, or non-profit institutions, but also by banks and other financial intermediaries. This new scenario highlights different issues which come together within modern microfinance. These concern the setting for microfinance, policy and strategies for microfinance programmes and institutions, microfinance management objectives and tools, and, finally, microfinance financial structures. These four aspects represent the key variables for modelling a microfinance platform in which markets, authorities, institutions, intermediaries, practitioners and customers could work together to better achieve the final goal.

Suggested Citation

  • Mario Torre, 2006. "The Road Ahead: A Platform for Microfinance," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Microfinance, chapter 9, pages 151-157, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-62758-1_9
    DOI: 10.1057/9780230627581_9
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