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Products and Services in Modern Microfinance

In: Microfinance

Author

Listed:
  • Silvia Trezza

Abstract

Compared with its original formula, the microfinance industry has evolved by expressing ever more complex needs, regarding both microfinance beneficiaries and microfinance institutions (MFIs). With reference to beneficiaries, the first chapter has shown how new categories of clients have emerged with an increasing degree of entrepreneurial capability; these express a demand for increasingly complex financial services, passing from the category of the ‘poorest of the poor’ to the ‘marginal’ ones. With MFIs, it has become ever more essential to use alternative forms of financing in respect to the donors’ funds; in fact, sustainability goals impose on MFIs the need to be independent from subsidies and to access the market in order to obtain the necessary funds to carry out their business.

Suggested Citation

  • Silvia Trezza, 2006. "Products and Services in Modern Microfinance," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Microfinance, chapter 2, pages 20-37, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-62758-1_2
    DOI: 10.1057/9780230627581_2
    as

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