IDEAS home Printed from https://ideas.repec.org/h/pal/pmschp/978-0-230-31386-6_10.html
   My bibliography  Save this book chapter

Attitudes, Personality Factors and Household Debt Decisions: A Study of Consumer Credit

In: Bank Strategy, Governance and Ratings

Author

Listed:
  • Stefano Cosma
  • Francesco Pattarin

Abstract

From the early 1990s until the triggering of the financial crisis in 2007, household debt increased considerably in numerous countries. This phenomenon concerns not only real estate mortgages but also consumption loans. In addition to the best-known cases, like the United States and Great Britain, various economies of both continental Europe and Eurasia have doubled or tripled the ratio of household debt to GDP, especially since 2000.

Suggested Citation

  • Stefano Cosma & Francesco Pattarin, 2011. "Attitudes, Personality Factors and Household Debt Decisions: A Study of Consumer Credit," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Philip Molyneux (ed.), Bank Strategy, Governance and Ratings, chapter 9, pages 194-216, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-31386-6_10
    DOI: 10.1057/9780230313866_10
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Rendall, Stella & Brooks, Chris & Hillenbrand, Carola, 2021. "The impacts of emotions and personality on borrowers’ abilities to manage their debts," International Review of Financial Analysis, Elsevier, vol. 74(C).

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pal:pmschp:978-0-230-31386-6_10. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.palgrave.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.