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Concluding Remarks

In: Cooperative Banking in Europe

Author

Listed:
  • Vittorio Boscia
  • Alessandro Carretta
  • Paola Schwizer

Abstract

The intense process of integration within the European Union countries and concomitant international trends have dramatically changed the structure, conduct and performance of the European financial and banking systems. Overall, each national banking system is theoretically more competitive, even if actually the retail segment of banking market still remains quite protected and represents in many respects the “last great barrier” towards the full integration of the European banking market. Nevertheless, the oligopoly of a wide number of retail banks will be gradually eroded under the pressure of competition and the less efficient banks will lose their power and share in the local markets.

Suggested Citation

  • Vittorio Boscia & Alessandro Carretta & Paola Schwizer, 2010. "Concluding Remarks," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Vittorio Boscia & Alessandro Carretta & Paola Schwizer (ed.), Cooperative Banking in Europe, chapter 13, pages 243-245, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-24860-1_13
    DOI: 10.1057/9780230248601_13
    as

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