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European Payments and SEPA

In: Payment Systems

Author

Listed:
  • Dominique Rambure
  • Alec Nacamuli

Abstract

Harmonization of payment practices across the euro zone is seen as the next logical step in a progressive historical sequence: Common Market, Single Market, Monetary Union and the introduction of euro notes and coins. Payments in Europe have undergone a profound transformation since the late-1990s, when all systems and back-office applications had to be converted as countries joined the euro single currency, starting with the first 12 in 1999. It wasn’t until 2008 that the seismic change from a business viewpoint occurred with the advent of the Single Euro Payment Area (SEPA). SEPA should clearly be understood as a political move initiated by the European Commission (EC) and the European central Bank (ECB), within the vision of the Lisbon Agenda, to systematically strengthen the Single Market and the euro as a currency.

Suggested Citation

  • Dominique Rambure & Alec Nacamuli, 2008. "European Payments and SEPA," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Payment Systems, chapter 6, pages 77-102, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-22721-7_6
    DOI: 10.1057/9780230227217_6
    as

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