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Payments as a Business for Banks

In: Payment Systems

Author

Listed:
  • Dominique Rambure
  • Alec Nacamuli

Abstract

No commercial bank can operate without offering payment services to its customers, but different banks place differing emphasis on payment services. To most medium and small banks, payments are a necessary service to offer to their customers which are generally retail or SMEs. For larger institutions however, payment services are a strategic offensive vector to capture and retain corporate banking business, cross-sell other financial and advisory services, attract retail customers with innovative products such as mobile banking and increase profitability.

Suggested Citation

  • Dominique Rambure & Alec Nacamuli, 2008. "Payments as a Business for Banks," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Payment Systems, chapter 15, pages 188-192, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-22721-7_15
    DOI: 10.1057/9780230227217_15
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