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The Introduction of Life Reinsurance in Japan Before WWII

In: Role of Reinsurance in the World

Author

Listed:
  • Takau Yoneyama

    (Hitotsubashi University)

Abstract

In Japan, life reassurance didn’t grow naturally. This is not only because of technical problems, but also because of lack of necessities for life reassurance. The reason for life insurers that life reassurance was not appealing to be a device of risk management, was partly because the industrial organization was very stable. If there are needs for life reassurance in those days, it might be useful to a start-up company and a countermeasure to infectious disease. In the meantime, a Germany reinsurance company sent its officers to Japan for promoting life reassurance during 1930s. They paid attention to substandard insurance in Japan. Someone discussed a problem on substandard or below a satisfactory standard whom life insurers gave refusal to be policyholders. The answer to the life assurance was not that a life insurer made a private contact with life reassurance companies, that they tried to make a reassurance company all together. It is an evidence on a trend towards institutional solution, rather than market.

Suggested Citation

  • Takau Yoneyama, 2021. "The Introduction of Life Reinsurance in Japan Before WWII," Palgrave Studies in Economic History, in: Leonardo Caruana de las Cagigas & André Straus (ed.), Role of Reinsurance in the World, chapter 0, pages 255-269, Palgrave Macmillan.
    • Handle: RePEc:pal:palscp:978-3-030-74002-3_11
    DOI: 10.1007/978-3-030-74002-3_11
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