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Intermediaries and the Agency System

In: A Guide to Insurance Management

Author

Listed:
  • Hugh Cockerell

Abstract

Intermediaries play a prominent, often a dominant, part in insurance. They fall into two main categories: those appointed by insurers to sell and service insurance contracts on their behalf, and those used by the buyers of insurance to help them obtain cover. Insurers describe all intermediaries as ‘agents’, but the law distinguishes the two categories: it regards those in the first category as agents of the insurers and those in the second as agents of the insured. This distinction has important legal consequences.

Suggested Citation

  • Hugh Cockerell, 1990. "Intermediaries and the Agency System," Palgrave Macmillan Books, in: Stephen Diacon (ed.), A Guide to Insurance Management, chapter 14, pages 228-244, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-349-07495-2_14
    DOI: 10.1007/978-1-349-07495-2_14
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