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The Institutions of British Banking

In: The Management and Regulation of Banks

Author

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  • John Cooper

Abstract

The principal function of those institutions which collectively make up the mechanism of British banking is the collection of deposits from those with cash resources surplus to their immediate requirements and the on-lending of these cash resources, in one form or another, to those with an immediate need for them. This function is common to every institution involved in banking: indeed, one of the banking services which must be provided by an institution in order for it to become a ‘recognised bank’, and thus entitled, among other things, to use the word ‘bank’ in its title, is the provision of current or deposit account facilities or the acceptance of funds in the wholesale money markets.1

Suggested Citation

  • John Cooper, 1984. "The Institutions of British Banking," Palgrave Macmillan Books, in: The Management and Regulation of Banks, chapter 2, pages 49-93, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-349-06527-1_2
    DOI: 10.1007/978-1-349-06527-1_2
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