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From Teleprocessing to Cashless Payment Technologies: “La Caixa” 1960–2015

In: The Book of Payments

Author

Listed:
  • J. Carles Maixé-Altés

    (University of La Coruña)

Abstract

Access to mass retail banking, with financial self-service and plastic cards, occurred later in Spanish financial institutions than it did in those of other nearby countries. However, more mature technologies were adopted, such as teleprocessing (first through online networks, and later online, in real time), which favored the leadership of certain banking institutions and the implementation of cashless technologies. As a whole, the cases analyzed show the impact that the traditions and practices of each banking system have had on the new payment systems. In a globalized world, different institutional and business environments persist that account for the idiosyncrasies typical of payment systems.

Suggested Citation

  • J. Carles Maixé-Altés, 2016. "From Teleprocessing to Cashless Payment Technologies: “La Caixa” 1960–2015," Palgrave Macmillan Books, in: Bernardo Batiz-Lazo & Leonidas Efthymiou (ed.), The Book of Payments, chapter 11, pages 107-116, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-137-60231-2_11
    DOI: 10.1057/978-1-137-60231-2_11
    as

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