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Liquid Savings Patterns and Credit Usage among the Poor

In: A Fragile Balance

Author

Listed:
  • Leah Gjertson

Abstract

People who lack reserve funds are financially vulnerable, one lost paycheck or unexpected expense away from financial hardship. Emergency savings can provide a cushion, so the households facing a financial shock can continue to function in the event of a significant income or expense shock, such as unemployment or a major car repair.

Suggested Citation

  • Leah Gjertson, 2015. "Liquid Savings Patterns and Credit Usage among the Poor," Palgrave Macmillan Books, in: J. Michael Collins (ed.), A Fragile Balance, chapter 0, pages 17-37, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-137-48237-2_2
    DOI: 10.1057/9781137482372_2
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    Cited by:

    1. Soyoon Weon & David W. Rothwell, 2020. "Dynamics of Asset Poverty in South Korea," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 150(2), pages 639-657, July.

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