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Streamlining and Templatizing the Credit Analysis Process

In: A Guide to SME Financing

Author

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  • David Munro

Abstract

A model credit score card is discussed in detail, followed by an item-by-item discussion of elements in the credit application, analysis, and approval form. Instructions in this chapter are meant to complement instructions embedded in the template itself, which appears as an appendix. The two basic types of SME loan, fixed asset loans and revolving credits, are dealt with in detail. A rationale for using a revolving credit structure, as opposed to overdrafts, is provided.

Suggested Citation

  • David Munro, 2013. "Streamlining and Templatizing the Credit Analysis Process," Palgrave Macmillan Books, in: A Guide to SME Financing, chapter 5, pages 48-59, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-137-37378-6_6
    DOI: 10.1057/9781137373786_6
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