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Evaluating the Introduction of Deductibles in the Health Insurance System

In: Agent-based Models of the Economy

Author

Listed:
  • Michele Sonnessa
  • Elena Tànfani
  • Angela Testi

Abstract

Helderman and Peelen (2004), described how public decision- makers were evaluating the possibility of introducing deductibles in the social health system, to provide a scheme of regulated competition among insurers and providers. Testi et al. (2012) showed how deductibles deeply modify the actual co-payment rules and therefore the prices paid by patients. Indeed, demand depends on elasticity and therefore price increases reduce demand. The impact of co-payment over the public budget and over different citizen groups should be then carefully evaluated.

Suggested Citation

  • Michele Sonnessa & Elena Tànfani & Angela Testi, 2015. "Evaluating the Introduction of Deductibles in the Health Insurance System," Palgrave Macmillan Books, in: Agent-based Models of the Economy, chapter 8, pages 131-145, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-137-33981-2_8
    DOI: 10.1057/9781137339812_8
    as

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