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Building Associations

In: A Guide to Financial Institutions

Author

Listed:
  • Charles R. Geisst

Abstract

The title of this chapter is something of a hybrid; it reflects a joint, coined name to describe British building societies and their American counterparts, savings and loan associations (S&Ls). These institutions have a common function within their respective economies that has not changed substantially in the last hundred years - both channel savers’ funds into the mortgage or real estate market. And while this purpose may have begun to vary due to current monetary deregulation and financial innovation, building associations have carved out a large, almost monopolistic niche in the financial services sector which will probably remain entrenched, despite increasing competition from the commercial banks.

Suggested Citation

  • Charles R. Geisst, 1993. "Building Associations," Palgrave Macmillan Books, in: A Guide to Financial Institutions, edition 0, chapter 4, pages 70-86, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-0-230-37907-7_5
    DOI: 10.1057/9780230379077_5
    as

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