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Health Insurance in India

In: Impact of TRIPS in India

Author

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  • Prabodh Malhotra

Abstract

Health insurance is defined as ‘any mechanism which covers the risks of payment for health care at the time of its requirement’ (Ellis et al. 2000, p. 207). Most of the industrialised nations, except the US, and a small number of developing countries, provide health insurance programmes to cover most of their populations for substantial share of their health expenditure including pharmaceuticals. In the US, the public health insurance (Medicaid, Medicare, and Military combined) covered only 27 per cent of the population in 2006 (DeNavas-Walt et al. 2007). The debate for universal healthcare and increased price controls in the US has gained momentum in recent years. However, experts such as Santerre and Vernon (2006) oppose the introduction of drug price controls in the US and argue that such a move would result in much higher costs than benefits to the society.

Suggested Citation

  • Prabodh Malhotra, 2010. "Health Insurance in India," Palgrave Macmillan Books, in: Impact of TRIPS in India, chapter 7, pages 131-140, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-0-230-29074-7_7
    DOI: 10.1057/9780230290747_7
    as

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