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The Dream Merchants Have No Clothes: Women’s Rights and Empowerment in the Microfinance Regime

In: Women Reclaiming Sustainable Livelihoods

Author

Listed:
  • Soma Kishore Parthasarathy

Abstract

This chapter analyses the gender and equity implications and impacts of profit-driven microfinance (MF) for women who are at the centre of the industry. The instrumentalization of women and their labour, resources, and spaces as they participate in market-driven modes of MF has only driven women into distress situations as they attempt to fulfil survival and social production needs and does not address their poverty or bring about transformative change in their lives. The proposed Micro Finance Regulatory Legislation needs to incorporate women’s interests in order to prevent adverse impacts on women. Engendered, equitable, and democratic spaces, institutions, norms, and practices and modes of microfinance that allow grass-roots women to retain control, agency, and ownership of their thrift and of their own resources and institutions, thereby enabling their empowerment and enhancing their economic viability, are an imperative for the success of microfinance.

Suggested Citation

  • Soma Kishore Parthasarathy, 2012. "The Dream Merchants Have No Clothes: Women’s Rights and Empowerment in the Microfinance Regime," Gender, Development and Social Change, in: Wendy Harcourt (ed.), Women Reclaiming Sustainable Livelihoods, chapter 10, pages 142-161, Palgrave Macmillan.
    • Handle: RePEc:pal:gdechp:978-1-137-02234-9_10
    DOI: 10.1057/9781137022349_10
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