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The regulation of fintech

In: Fintech

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Abstract

Fintech firms are financial institutions that use technology intensively; nevertheless they are still financial institutions. If financial regulation, the regulation of financial institutions and markets, can be justified on some grounds, then fintech firms must be regulated on the same grounds. While the advent of fintech opens up new opportunities, it comes with potential risks to consumers and investors and, more broadly, to financial stability and integrity, which financial regulation seeks to mitigate. It is not difficult to understand why the fintech industry must be regulated. However, it should not be about how much regulation but rather about the quality of regulation.

Suggested Citation

  • ., 2022. "The regulation of fintech," Chapters, in: Fintech, chapter 9, pages 176-196, Edward Elgar Publishing.
    • Handle: RePEc:elg:eechap:21229_9
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    File URL: https://www.elgaronline.com/view/9781802206340.00016.xml
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    Cited by:

    1. Paarlberg, Robert & Bhattacharya, Anjanabha & Huang, Jikun & Karembu, Margaret & Pray, Carl & Wesseler, Justus, 2024. "Viewpoint: The uptake of new crop science: Explaining success, and failure," Food Policy, Elsevier, vol. 122(C).
    2. Bansal, Vaiddehi & Wallach, Jessica & Lira Brandão, Juliana & Lord, Sarah & Taha, Ninar & Akoglu, Tulay & Kiss, Ligia & Zimmerman, Cathy, 2023. "An intervention-focused review of modern slave labor in Brazil’s mining sector," World Development, Elsevier, vol. 171(C).

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    Keywords

    Economics and Finance; Law - Academic;

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