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Ageing-in-place

In: Research Handbook on Housing, the Home and Society

Author

Listed:
  • Braam Lowies
  • Kurt Lushington

Abstract

In the coming decades, retirees will make up an ever-increasing proportion of the Australian population. They can also expect to live longer, and possibly longer than they have financially planned. Older Australians are typically characterized as ‘income poor, but asset rich’ and for most the primary asset is the family home. Most older Australians plan to age-in-place, but a concern held by many older Australians is how best to release equity without putting the family home at risk. This chapter will examine trends in ageing-in-place, its strengths and weaknesses, and the factors that affects older people to age-in-place. Furthermore, it will examine financial wellbeing and ageing-in-place with a specific lens on equity release products aimed at improving liquidity, their level of acceptance by older Australians, and safeguards or the lack thereof.

Suggested Citation

  • Braam Lowies & Kurt Lushington, 2024. "Ageing-in-place," Chapters, in: Keith Jacobs & Kathleen Flanagan & Jacqueline De Vries & Emma MacDonald (ed.), Research Handbook on Housing, the Home and Society, chapter 25, pages 387-411, Edward Elgar Publishing.
    • Handle: RePEc:elg:eechap:20205_25
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    File URL: https://www.elgaronline.com/doi/10.4337/9781800375970.00033
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