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High-cost credit in the UK: whats the problem and how should policy respond?

In: Debt and Austerity

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  • Karen Rowlingson

Abstract

This chapter discusses what constitutes ‘high-cost credit’ which may seem obvious at one level but is actually more complex than it might seem. It explores who uses high-cost credit in terms of both the reasons people give for doing so and the broader structural causes which relate to poverty and precarity both in and out of work. The chapter then reviews the nature of the problems caused by high-cost credit before outlining how policy has responded to it in recent years and what further, more fundamental, policy change is needed now.

Suggested Citation

  • Karen Rowlingson, 2020. "High-cost credit in the UK: whats the problem and how should policy respond?," Chapters, in: Jodi Gardner & Mia Gray & Katharina Moser (ed.), Debt and Austerity, chapter 9, pages 194-218, Edward Elgar Publishing.
    • Handle: RePEc:elg:eechap:19627_9
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