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Gender and financial inclusion in Latin America and the Caribbean

In: Handbook of Microfinance, Financial Inclusion and Development

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  • Victor Motta

Abstract

Financial inclusion is an important determinant of economic development as being financially included may lead to household investments in education and entrepreneurial activities as well as allowing individuals to save and borrow money. Lack of adequate access to formal financial services can have detrimental effects to households, such as hampering liquidity levels. Financial inclusion is a particular concern for women in Latin America and the Caribbean as gender discrepancies seem to persist in the region. The objective of this paper was to examine the determinants of financial inclusion in the region, with a particular focus on gender. Our findings show that women, income and education have a positive effect on financial inclusion, while age has a nonlinear effect.

Suggested Citation

  • Victor Motta, 2023. "Gender and financial inclusion in Latin America and the Caribbean," Chapters, in: Valentina Hartarska & Robert J. Cull (ed.), Handbook of Microfinance, Financial Inclusion and Development, chapter 18, pages 339-356, Edward Elgar Publishing.
    • Handle: RePEc:elg:eechap:19107_18
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    Keywords

    Development Studies; Economics and Finance;

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