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Conclusion: a cooperative counter-narrative

In: Finance in an Age of Austerity

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Abstract

This is a book in search of an alternative to the discredited investor-owned banks that have brought the rich countries into crisis and the world economy into a long period of austerity. It finds customer-owned banks – credit unions, co-operative banks, building societies – have hardly been affected by the crisis and continue to operate according to their organisational DNA: low-risk, close to the customer, underpinned by real savings, and still lending to SMEs to protect jobs and local economies. They are big business – in some countries with over 40% of the market – but networked in smaller, democratic societies whose origins go back to 1850s Germany.

Suggested Citation

  • ., 2013. "Conclusion: a cooperative counter-narrative," Chapters, in: Finance in an Age of Austerity, chapter 12, pages 210-212, Edward Elgar Publishing.
    • Handle: RePEc:elg:eechap:15074_12
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    Cited by:

    1. Lavinia LUPU & Alexandru VOICU, 2014. "The Eu’S Internal Frictions And Their Consequences On The Eastern Neighbours," EURINT, Centre for European Studies, Alexandru Ioan Cuza University, vol. 1, pages 169-179.
    2. Li, Li & Jiang, Li, 2022. "Saving costs and improving selling through competitor cooperation in sourcing," European Journal of Operational Research, Elsevier, vol. 302(3), pages 970-982.
    3. Clancy, J.M. & Gaffney, F. & Deane, J.P. & Curtis, J. & Ó Gallachóir, B.P., 2015. "Fossil fuel and CO2 emissions savings on a high renewable electricity system – A single year case study for Ireland," Energy Policy, Elsevier, vol. 83(C), pages 151-164.
    4. José-Luis Godos-Díez & Laura Cabeza-García & Daniel Alonso-Martínez & Roberto Fernández-Gago, 2018. "Factors influencing board of directors’ decision-making process as determinants of CSR engagement," Review of Managerial Science, Springer, vol. 12(1), pages 229-253, January.

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