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Customer-owned businesses – the wider picture

In: Finance in an Age of Austerity

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Abstract

This is a book in search of an alternative to the discredited investor-owned banks that have brought the rich countries into crisis and the world economy into a long period of austerity. It finds customer-owned banks – credit unions, co-operative banks, building societies – have hardly been affected by the crisis and continue to operate according to their organisational DNA: low-risk, close to the customer, underpinned by real savings, and still lending to SMEs to protect jobs and local economies. They are big business – in some countries with over 40% of the market – but networked in smaller, democratic societies whose origins go back to 1850s Germany.

Suggested Citation

  • ., 2013. "Customer-owned businesses – the wider picture," Chapters, in: Finance in an Age of Austerity, chapter 11, pages 182-209, Edward Elgar Publishing.
    • Handle: RePEc:elg:eechap:15074_11
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    Cited by:

    1. Liu, Shan & Wang, Lin & Huang, Wei (Wayne), 2017. "Effects of process and outcome controls on business process outsourcing performance: Moderating roles of vendor and client capability risks," European Journal of Operational Research, Elsevier, vol. 260(3), pages 1115-1128.
    2. Richard J. Hunter Jr. & Leo V. Ryan & C.S.V., 2015. "Ten Years of Polish Membership in the European Union: An Update and an Appraisal," Quarterly Journal of Business Studies, Research Academy of Social Sciences, vol. 1(4), pages 130-140.
    3. Iheanachor, Nkemdilim & David-West, Yinka & Umukoro, Immanuel Ovemeso, 2021. "Business model innovation at the bottom of the pyramid – A case of mobile money agents," Journal of Business Research, Elsevier, vol. 127(C), pages 96-107.
    4. Srinivasan, Sunderasan & Reddy, Vamshi Krishna, 2016. "Towards a better understanding of renewable energy YieldCos," Renewable and Sustainable Energy Reviews, Elsevier, vol. 65(C), pages 154-163.

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