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Faster digital payments: global and regional perspectives

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  • Bank for International Settlements

Abstract

This volume provides insights and lessons learned from a range of fast payment systems (FPS). Over 100 jurisdictions worldwide, including 15 jurisdictions in Latin America, have implemented FPS, which are a promising tool to improve people's payment experience, access to financial services and financial health. The first, overview chapter draws out general insights from experiences in the Americas, such as on the impact of fast payments on financial inclusion, the role of central banks and domestic and cross-border interoperability. The next chapter looks in greater depth at Pix in Brazil, and its complementarities with other means of payment. A further chapter dives into the experiences of SINPE Móvil in Costa Rica, including the impact on banks. The final chapter explores the experience of the Unified Payments Interface (UPI) in India. Following a joint workshop on fast payments with the World Bank in May 2024, this volume represents a snapshot of current research on fast payments, with the aim to foster general understanding of this rapidly evolving topic and to support sound policymaking.

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Suggested Citation

  • Bank for International Settlements, 2024. "Faster digital payments: global and regional perspectives," BIS Papers, Bank for International Settlements, number 152.
    • Handle: RePEc:bis:bisbps:152
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