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The Impact of Federal Preemption of State Antipredatory Lending Laws on the Foreclosure Crisis

Author

Listed:
  • Lei Ding
  • Roberto G. Quercia
  • Carolina K. Reid
  • Alan M. White

Abstract

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Suggested Citation

  • Lei Ding & Roberto G. Quercia & Carolina K. Reid & Alan M. White, 2012. "The Impact of Federal Preemption of State Antipredatory Lending Laws on the Foreclosure Crisis," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 31(2), pages 367-387, March.
    • Handle: RePEc:wly:jpamgt:v:31:y:2012:i:2:p:367-387
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    Cited by:

    1. Shi, Lan & Zhang, Yan, 2018. "The effect of mortgage broker licensing under the originate-to-distribute model: Evidence from the U.S. mortgage market," Journal of Financial Intermediation, Elsevier, vol. 35(PA), pages 70-85.
    2. Marco DiMaggio & Andrew F. Haughwout & Amir Kermani & Matthew Mazewski & Maxim L. Pinkovskiy, 2016. "Health spending slowed down in spite of the crisis," Staff Reports 781, Federal Reserve Bank of New York.
    3. Marco Di Maggio & Amir Kermani & Sanket Korgaonkar, 2019. "Partial Deregulation and Competition: Effects on Risky Mortgage Origination," Management Science, INFORMS, vol. 65(10), pages 4676-4711, October.
    4. Chu, Yongqiang & Zhang, Tim, 2022. "Political influence and banks: Evidence from mortgage lending," Journal of Financial Intermediation, Elsevier, vol. 52(C).
    5. Keys, Benjamin J. & Wang, Jialan, 2019. "Minimum payments and debt paydown in consumer credit cards," Journal of Financial Economics, Elsevier, vol. 131(3), pages 528-548.
    6. J. Michael Collins, 2014. "Protecting Mortgage Borrowers through Risk Awareness: Evidence from Variations in State Laws," Journal of Consumer Affairs, Wiley Blackwell, vol. 48(1), pages 124-146, March.

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