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Instrumenti Međunarodnog Platnog Prometa - Bankarske Garancije/ Instruments of Payment - Bank Guarantees

Author

Listed:
  • Mičić Nataša

    (Bijeljina, Bosnia and Herzegovina)

Abstract

U izvršenju spoljnotrgovinskih plaćanja postoje mogućnosti upotrebe širokog spektra instrumenata. Svaki od njih ima svoje specifičnosti na koje ćemo ukazati. Ubjedljivo najviše korišćeni instrument međunarodnih plaćanja je dokumentarni akreditiv. Pored akreditiva i „tradicionalniih“ instrumenata plaćanja - čeka i mjenice, u spoljnotrgovinskom poslu postoji i mogućnost plaćanja bankarskim doznakama, što se uglavnom koristi za avansna plaćanja (plaćanja unaprijed, pre prijema robe), što nosi određene rizike za kupca. Postoji i mogućnosti dokumentarne naplate - tzv. dokumentarni inkaso. Kod tog instrumenta je obnut red poteza od doznačavanja sredstava unaprijed. To nosi rizik za prodavca koji šalje robu unaprijred, a posebno šalje dokumenta na naplatu, a ona se naplate kada se kupac saglasi. Instrumenti platnog prometa su predmet ovog rada.

Suggested Citation

  • Mičić Nataša, 2015. "Instrumenti Međunarodnog Platnog Prometa - Bankarske Garancije/ Instruments of Payment - Bank Guarantees," Economics, Sciendo, vol. 3(2), pages 89-108, December.
    • Handle: RePEc:vrs:econom:v:3:y:2015:i:2:p:89-108:n:7
    DOI: 10.1515/eoik-2015-0020
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