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Analysis Of The Formation Of Annuity Contributions For Mortgage Loans

Author

Listed:
  • Rosen Nikolaev
  • Tanka Milkova

Abstract

The various problems related to financial calculations are of great importance for the eco-nomic stability of all economic operators. One key element in this regard relates to determining the amount of repayments when withdrawing a loan. Borrowing (credit) is one of the most popular financial transactions and is undoubtedly present in the lives of most people in modern society. The most commonly used loans are consumer and mortgage. The report looks at long-term mortgage loans and ways of charging interest, not taking into account different fees set by banks. An analysis of the positive and negative parties was carried out when calculating the constant installment (annuity) for repayment of a long-term loan.

Suggested Citation

  • Rosen Nikolaev & Tanka Milkova, 2022. "Analysis Of The Formation Of Annuity Contributions For Mortgage Loans," INTERNATIONAL SCIENTIFIC AND PRACTICAL CONFERENCE "CONSTRUCTION ENTREPRENEURSHIP AND REAL PROPERTY", University of Economics - Varna, issue 1, pages 43-48.
    • Handle: RePEc:vrn:emccon:y:2022:i:1:p:43-48
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    File URL: http://conference.ue-varna.bg/emc/wp-content/uploads/2022/12/Sbornik_dokladi_2022.pdf
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    References listed on IDEAS

    as
    1. Ali Anari & James Kolari, 2002. "House Prices and Inflation," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 30(1), pages 67-84.
    2. Krajewska, Małgorzata & Szopińska, Kinga & Siemińska, Ewa, 2021. "Value of land properties in the context of planning conditions risk on the example of the suburban zone of a Polish city," Land Use Policy, Elsevier, vol. 109(C).
    3. Monika Piazzesi & Martin Schneider, 2009. "Inflation and the price of real assets," Staff Report 423, Federal Reserve Bank of Minneapolis.
    4. repec:arz:wpaper:eres2009-304 is not listed on IDEAS
    5. Piazzesi, Monika & Leombroni, Matteo & Rogers, Ciaran & Schneider, Martin, 2020. "Inflation and the Price of Real Assets," CEPR Discussion Papers 14390, C.E.P.R. Discussion Papers.
    6. Guan Li & Liping Wang & Cifang Wu & Zhongguo Xu & Yuefei Zhuo & Xiaoqiang Shen, 2022. "Spatial Planning Implementation Effectiveness: Review and Research Prospects," Land, MDPI, vol. 11(8), pages 1-20, August.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Interest; Loan; Annuity;
    All these keywords.

    JEL classification:

    • C73 - Mathematical and Quantitative Methods - - Game Theory and Bargaining Theory - - - Stochastic and Dynamic Games; Evolutionary Games

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