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Self Help Groups as Modalities for Poverty Alleviation for Women in India

Author

Listed:
  • S. Hemavathy Nithyanandhan

    (Mazoon College (Affiliated to University of Missouri, St. Louis- USA) Muscat – Sultanate of Oman)

  • Norma Mansor

    (Social Security Research Centre, Faculty of Economics and Administration, University of Malaya)

  • Sulochana Nair

    (Binary Graduate School, Binary University)

Abstract

Poverty alleviation is one of the important goals of development planning in post-colonial India and is designed through community development programme. The Self Help Groups (SGHs) are one of such initiatives by National Bank for Agriculture and Rural Development (NABARD). The SHGs are an effective strategy to provide financial services to poor women, and offer micro credit for their income generating activities and other non-economic activities targeting improvements in their standard of living. Income is an important variable to study aspects of poverty. Based on a survey conducted in the city of Chennai, this paper tests the effect of SHGs in reducing poverty levels by comparing the level of incomes of the respondents before and after three years of programme intervention. The findings revealed significant improvements in the level of poverty among the respondents.

Suggested Citation

  • S. Hemavathy Nithyanandhan & Norma Mansor & Sulochana Nair, 2015. "Self Help Groups as Modalities for Poverty Alleviation for Women in India," Institutions and Economies (formerly known as International Journal of Institutions and Economies), Faculty of Economics and Administration, University of Malaya, vol. 7(3), pages 67-94, October.
    • Handle: RePEc:umk:journl:v:7:y:2015:i:3:p:67-94
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    More about this item

    Keywords

    Poverty; Self Help Groups; NABARD; India.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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