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Family perception and participation and its influence on their wealth

Author

Listed:
  • Lutfi Sri Legowo Utami
  • Istiqlaliyah Muflikati
  • Megawati Simanjuntak

    (Faculty of Human Ecology, Institut Pertanian Bogor
    Faculty of Human Ecology, Institut Pertanian Bogor
    Faculty of Human Ecology, Institut Pertanian Bogor)

Abstract

Micro Financial Institution (MFI) is an alternative financial institution that helps micro entrepreneurs and poor families to get flexible loans. This study analyzes family perception and participation on micro financial institution and their influence on family welfare. It analyzes the cases of Bina Sejahtera Posdaya, Pasir Mulya, West Bogor sub-district, Bogor district. The sample consists of 32 MFI members and 38 non-MFI members. The result shows that experiences in financial institutions and cosmopolitans significantly influence welfare. Factors influence the family welfare are family income, members? perception to MFI, and members participation.

Suggested Citation

  • Lutfi Sri Legowo Utami & Istiqlaliyah Muflikati & Megawati Simanjuntak, 2011. "Family perception and participation and its influence on their wealth," Economic Journal of Emerging Markets, Universitas Islam Indonesia, vol. 3(1), pages 43-53, April.
    • Handle: RePEc:uii:journl:v:3:y:2011:i:1:p:43-53
    DOI: http://dx.doi.org/10.20885/ejem.v3i1.pp%p
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    References listed on IDEAS

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    1. Espen D. H. Olsen, 2011. "European Citizenship. With a nation-state, federal, or cosmopolitan twist?," ARENA Working Papers p0344, ARENA.
    2. Espen D. H. Olsen, 2011. "European citizenship. With a nation-state, federal, or cosmopolitan twist?," RECON Online Working Papers Series 10, RECON.
    3. Espen D. H. Olsen, 2011. "European Citizenship. With a nation-state, federal, or cosmopolitan twist?," ARENA Working Papers p0345, ARENA.
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      More about this item

      Keywords

      Family welfare; perception; family participation; micro financial institution;
      All these keywords.

      JEL classification:

      • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
      • G29 - Financial Economics - - Financial Institutions and Services - - - Other

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