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Relação do emprego, da renda e das variáveis político-monetárias com as decisões de modalidades de crédito

Author

Listed:
  • Bruna Rafaella Vasconcelos do Nascimento

    (UFU)

  • Odilon Jose de Oliveira Neto

    (UFU)

  • Simone Oliveira Rezende

    (IAESup)

  • Victor Manuel Barbosa Vicente

    (UFU)

Abstract

This study aimed to verify the relationship between political and monetary variables, the work and income with the decisions regarding credit mode of individuals in Brazil during the period from April 2007 to January 2016. The study comprises the application of correlation analysis and multiple regression. From the regression analysis was the relationship between the dependent variables: credit card (revolving, and installment), credit (not recorded and recorded), overdraft and independent variables: compulsory recall, paper currency in public power, balance of government bonds, income, unemployment rate, inflation rate, gross domestic product (GDP), General market price Index, exchange rate and rate SELIC. The results of the regression analysis indicate that the variables that more influence the decision by credit mode are: GDP, the paper money in government income, the balance of government bonds and the exchange rate.

Suggested Citation

  • Bruna Rafaella Vasconcelos do Nascimento & Odilon Jose de Oliveira Neto & Simone Oliveira Rezende & Victor Manuel Barbosa Vicente, 2017. "Relação do emprego, da renda e das variáveis político-monetárias com as decisões de modalidades de crédito," REOESTE - Revista de Economia do Centro-Oeste, Nepec - Curso de Ciencias Economicas da Universidade Federal de Goias - FACE, vol. 3(2), pages 38-54.
    • Handle: RePEc:ufb:rpaper:v:3:y:2017:i:2:p:38-54
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    More about this item

    Keywords

    Types of Credit; Monetary Policy; Income;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance

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