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La oferta de microcréditos en Argentina: ¿un obstáculo o una oportunidad?
[The microcredit offer in Argentina: an obstacle or an opportunity?]

Author

Listed:
  • María Agustina Tauro

    (Universidad Provincial del Sudoeste, Bahía Blanca, Argentina.)

  • María Belén Guercio

    (Universidad Provincial del Sudoeste, Bahía Blanca, Argentina.)

  • Hernán Pedro Vigier

    (Universidad Provincial del Sudoeste, Bahía Blanca, Argentina.)

Abstract

El mercado de microcréditos (MC) de Argentina presenta un bajo desarrollo, comparado con sus países vecinos. Esta situación, si bien puede verse como un problema o un obstáculo, también representa una oportunidad para crecer. Al indagar sobre las causas de dicho subdesarrollo, se observa que la información acerca de la oferta de MC es escasa e insuficiente para realizar un análisis profundo de dicho mercado. Por ello, el objetivo de este trabajo es aportar evidencia acerca de la estructura de la oferta de MC en Argentina a partir de un análisis descriptivo. El principal aporte de este trabajo es establecer los parámetros esenciales que permitirán sentar las bases para dar respuesta al escaso desarrollo de las microfinanzas en Argentina.

Suggested Citation

  • María Agustina Tauro & María Belén Guercio & Hernán Pedro Vigier, 2020. "La oferta de microcréditos en Argentina: ¿un obstáculo o una oportunidad? [The microcredit offer in Argentina: an obstacle or an opportunity?]," REVESCO: Revista de estudios cooperativos, Universidad Complutense de Madrid, Facultad de Ciencias Económicas y Empresariales, Escuela de Estudios Cooperativos, issue 136, pages 69191-69191.
    • Handle: RePEc:ucm:reveco:y:2020:i:136:p:e69191
    DOI: 10.5209/REVE.69191
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    More about this item

    Keywords

    Asignación crediticia; Imperfecciones del mercado; Instituciones microfinancieras; Microempresas; Microfinanzas; Scoring.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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