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Overview of Reserving Practices for Substandard Life Policies

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  • Alfred Raws

Abstract

This paper reviews the various industry practices, both past and current, for determining statutory reserves for substandard life insurance policies This review begins with single-life policies but also considers the application of single-life practice to joint-life policies The increased popularity of joint-life policies has taken place without much discussion in the technical journals of how to handle such issues as reserves on substandard business. This paper is intended to provoke such a discussion and to provide a framework for it.

Suggested Citation

  • Alfred Raws, 1998. "Overview of Reserving Practices for Substandard Life Policies," North American Actuarial Journal, Taylor & Francis Journals, vol. 2(2), pages 102-108.
    • Handle: RePEc:taf:uaajxx:v:2:y:1998:i:2:p:102-108
    DOI: 10.1080/10920277.1998.10595709
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    Cited by:

    1. Zhang Ning & Yuan Yanran, 2014. "Modeling and Forecasting Morbidity and Disease-mortality of Chinese Impaired Lives with the General Chronic Diseases," Journal of Systems Science and Information, De Gruyter, vol. 2(1), pages 38-46, February.

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