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The Intended and Unintended Effects of Dodd-Frank on Mortgage Broker Compensation

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  • Christine McClatchey
  • Cris de la Torre

Abstract

President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act in July 2010. Numerous provisions were included to reform the mortgage lending industry with an emphasis on the mortgage broker compensation model. We examine the intended and unintended consequences Dodd-Frank and other reforms had on mortgage broker compensation, consumers, and the mortgage industry. While some reforms will not be implemented until January 2014, we hypothesize the impact these rules will have for the industry and borrower alike.

Suggested Citation

  • Christine McClatchey & Cris de la Torre, 2013. "The Intended and Unintended Effects of Dodd-Frank on Mortgage Broker Compensation," Journal of Real Estate Practice and Education, Taylor & Francis Journals, vol. 16(2), pages 141-160, January.
    • Handle: RePEc:taf:rjrpxx:v:16:y:2013:i:2:p:141-160
    DOI: 10.1080/10835547.2013.12091724
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