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Diversity-inclusion nexus: assessing the role of ethnic and religious diversity in financial inclusion; a global perspective

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  • Saqib Amin
  • Iftikhar Yasin
  • Anna Rutkowska-Ziarko

Abstract

Diversity and financial inclusion are at the top of boardroom agendas across the financial services industry. An inclusive financial environment ensures equitable access to resources and opportunities for all. Diversity & financial inclusion is crucial for future financial management industry and its success is determined by the ability to create an inclusive culture and diverse societies. Previous studies discussed the diversity-inclusion nexus without assessing the role of ethnic and religious diversity in financial inclusion. This study empirically examines the association between ethnic and religious diversity and financial inclusion by using the dataset of 187-countries across the world. Finding shows that there is a strong positive relationship exist between financial inclusion and ethnic or religious diversity, or both. Furthermore, results are consistent for the high-, middle- and low-income countries. This study suggests that fruitful outcomes of diverse population can only be obtained by ensuring the equitable and peaceful society via cohesion. Future research can be explored these findings and confirm this by country specific implication of ethnic and religious diversity in financial inclusion.

Suggested Citation

  • Saqib Amin & Iftikhar Yasin & Anna Rutkowska-Ziarko, 2023. "Diversity-inclusion nexus: assessing the role of ethnic and religious diversity in financial inclusion; a global perspective," Economic Research-Ekonomska Istraživanja, Taylor & Francis Journals, vol. 36(1), pages 1205-1225, March.
  • Handle: RePEc:taf:reroxx:v:36:y:2023:i:1:p:1205-1225
    DOI: 10.1080/1331677X.2022.2083648
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    Cited by:

    1. Freddy Marilahimbilu Mgiba & Thozama Mxotwa, 2024. "Communicating Banking Cyber-security Measures, Customer Ethical Concerns, Experience, and Loyalty Intentions: A Developing Economy’s Perspective," International Review of Management and Marketing, Econjournals, vol. 14(3), pages 123-135, May.

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